TERMS & CONDITIONS

Effective Date: January 1, 2026

Welcome to PRESARIO CAPITAL MANAGEMENT LLC. By accessing our website or using our services, you agree to comply with and be bound by the following Terms & Conditions. Please read these terms carefully before using our services.

1. ACCEPTANCE OF TERMS

By visiting our website, submitting an inquiry, or engaging with our financing services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree with any part of these terms, you must not use our website or services.

2. SERVICES OVERVIEW

PRESARIO CAPITAL MANAGEMENT LLC provides direct business lending services, including but not limited to working capital loans, commercial real estate financing, equipment financing, bridge loans, revenue-based financing, and expansion capital. All financing is subject to approval, underwriting, and the terms of individual loan agreements.

3. ELIGIBILITY

Our services are available only to established businesses operating in the United States. By using our services, you represent that:

• You are at least 18 years of age
• You have the legal authority to bind your business to financing agreements
• All information you provide is accurate, current, and complete
• You will maintain the accuracy of such information

4. APPLICATION PROCESS

Submitting a financing inquiry or application does not guarantee approval or funding. All applications are subject to underwriting review, credit evaluation, and verification of business information. We reserve the right to request additional documentation and to decline any application at our sole discretion.

5. LOAN TERMS

If your application is approved, you will receive a term sheet outlining the specific terms of your financing, including:

• Principal amount
• Interest rate and fees
• Repayment schedule
• Collateral requirements (if applicable)
• Prepayment terms
• Default provisions

You must review and accept the term sheet before any funds are disbursed. Loan terms vary based on creditworthiness, business performance, and other factors.

6. SMS TERMS & CONDITIONS

By opting in to receive SMS or text messages from PRESARIO CAPITAL MANAGEMENT LLC, you consent to receive recurring marketing and promotional messages about our financial products and services sent using an automated telephone dialing system (ATDS).

SMS Program Details:

• Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
• Message and Data Rates: Standard message and data rates may apply based on your mobile carrier plan.
• Opt-Out: You may opt out of receiving messages at any time by replying STOP to any message. After opting out, you will receive one final confirmation message.
• Help: For assistance, reply HELP to any message or contact us at daniel@presariocapitalmanagement.com.
• Not a Condition: Consent to receive text messages is NOT a condition of purchase or using our financial services.
• Carrier Responsibility: We are not liable for delayed or undelivered messages due to carrier limitations or network issues.

7. INTELLECTUAL PROPERTY

All content on this website, including text, graphics, logos, images, and software, is the property of PRESARIO CAPITAL MANAGEMENT LLC and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

8. PROHIBITED USES

You agree not to use our website or services for any unlawful or prohibited purpose, including but not limited to:

• Providing false or misleading information
• Engaging in fraudulent activity
• Attempting to gain unauthorized access to our systems
• Interfering with the proper functioning of our website
• Violating any applicable laws or regulations

9. LIMITATION OF LIABILITY

To the fullest extent permitted by law, PRESARIO CAPITAL MANAGEMENT LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, even if we have been advised of the possibility of such damages.

10. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless PRESARIO CAPITAL MANAGEMENT LLC, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your use of our services or violation of these Terms & Conditions.

11. GOVERNING LAW

These Terms & Conditions are governed by and construed in accordance with the laws of the State of Nevada, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of our services shall be resolved in the courts of Nevada.

12. SEVERABILITY

If any provision of these Terms & Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

13. CHANGES TO TERMS

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after any modifications constitutes acceptance of the updated terms.

14. CONTACT INFORMATION

If you have questions about these Terms & Conditions, please contact us:

PRESARIO CAPITAL MANAGEMENT LLC
2920 Suzette Court
Henderson, NV 89044
Email: daniel@presariocapitalmanagement.com